Introduction

Thank you for reviewing OjaMEA.Com Prohibited Products and Restricted Products. By signing up for an OjaMEA’s sellers account, you agree that you will not sell or offer any of the services listed below. The sale of any Prohibited Products, and that you will not use OjaMEA’s services to accept payment for sale of any Restricted Products without providing additional information or documentation as specified by OjaMEA.com

This is subject to change in accordance to UAE laws and any violation is the liability of the seller.

Prohibited Products

  1. Illegal and Potentially Illegal Products/Services
  2. Adult Entertainment (Sexually Oriented)
  3. Pre-Adult Content- Pictures, Videos, etc. of individuals under the age of 18
  4. Firearms, Ammunition, High Capacity Magazines, Weapons (Swords, Knives, etc.)
  5. Tobacco Products, Smoking Mixtures, or Tobacco Substitutes
  6. Drug Paraphernalia
  7. Prescription Drugs/Devices, Controlled Substances, Unapproved Drugs, Unapproved Medical Devices, Pseudo-Pharmaceuticals
  8. Medical Services and/or Advice
  9. Internet Pharmacies
  10. Internet Pharmacy Referral Sites
  11. Financial Services or Advice (including but not limited to)
    • - Check cashing
    • - Collection agencies or firms involved in recovering/collecting past due receivables
    • - Credit Counseling or Credit Repair Services
    • - Currency exchange o Debt consolidation
    • - Loan or Mortgage Modification
    • - Credit card protection (including identity theft protection)
    • - Money transfer services/Cash Advance (except for regulated Financial Institutions which are acceptable)
    • - Quasi Cash
  12. Buyers Clubs
  13. Remote Access Services / Technical Support
  14. Embassy, Foreign Consulate, or Other Foreign Government
  15. Travel Services, including Airfare, Cruises, and Car Rentals
  16. Pre-Paid Phone Card or Services
  17. “Up-Sell” Sellers
  18. Chain Letters
  19. Cash Gifting
  20. Psychic or astrological readings/consultation
  21. Hypnosis and/or subliminal recordings or consultation
  22. Replica and/or unlicensed branded goods
  23. Gambling, including Prognostication, Lotteries, Raffles, Contests, and sweepstakes
  24. Offering a Free Gift, Prize or Contest/Sweepstakes entry as an inducement to purchase their product or service
  25. Multi-Level Marketing Companies
  26. Inbound Telemarketing Companies that receive calls as the result of post cards or similar mailings (as opposed to catalog or media advertising)
  27. Outbound Telemarketing Companies
  28. Direct Marketing- Subscription Sellers
  29. Infomercial Sellers
  30. Selling Products/Services as an Agent for a Third Party
  31. Sellers offering Substantial Rebates or Special Incentives that are awarded to the cardholder subsequent to the original purchase
  32. Negative response marketing techniques by any type of seller (i.e. customer is automatically charged if they don’t return the merchandise at the end of the free trial period)
  33. Sites that promote Hatred, Racism, or Religious Persecution
  34. Non-Accredited Certification Test Exams, Academic Degrees, or Diplomas
  35. Matrimonial sites, “Find-A-Bride”, etc.
  36. Cultural artifacts, Antiquities, and Native American Artifacts
  37. Police and other Government Identification and Equipment
  38. Fulfillment Centers
  39. “Get-rich-quick” schemes
  40. Medical Benefits packages
  41. Medical Marijuana
  42. Pseudo-pharmaceuticals (anti-aging pills, sex nutrients, etc.)
  43. Sports forecasting or odds-making
  44. Extended warranty companies
  45. Audio/video text
  46. Products that promote or facilitate illegal activity
  47. Newsgroups and/or file sharing services
  48. Radar and/or cellular jammers or boosters
  49. Legal services and/or advice
  50. Phone unlocking/“jailbreaking”, modification chips, unlock codes
  51. Cyberlockers
  52. Restricted products/services are ones which we will support, but with additional documentation and/or differing terms.
  53. Events, Seminars, and other live events
  54. Essay/Thesis writing services
  55. Dating/Social networking
  56. Accommodations
  57. Branded Products
  58. Donations

Prohibited Merchants

    • • Sellers Engaged in Activity Prohibited by the Card Brands
    • • Sellers or Principals listed on MATCH
    • • Seller, Principal or related entities previously identified by any Card Brand for deceptive practices or any other violation of Card Brand rules.
    • • Sellers in any Card Brand excessive chargeback or fraud program or sellers with chargeback or fraud rates over 1%
    • • Sellers that use tactics to evade any Card Brand excessive chargeback or fraud monitoring programs
    • • Sellers up-selling or cross-selling products of other sellers and then sharing the cardholder data with the third party or receiving cardholder data from third parties (Data Pass).
    • • Sellers splitting the sale across multiple transactions
    • • Merchants providing products/services that fall under the 5967 MCC