Prohibited

Introduction

Thank you for reviewing OjaMEA.Com Prohibited Products and Restricted Products. By signing up for an OjaMEA’s sellers account, you agree that you will not sell or offer any of the services listed below. The sale of any Prohibited Products, and that you will not use OjaMEA’s services to accept payment for sale of any Restricted Products without providing additional information or documentation as specified by OjaMEA.com

This is subject to change in accordance to UAE laws and any violation is the liability of the seller.

Prohibited Products

1. Illegal and Potentially Illegal Products/Services
2. Adult Entertainment (Sexually Oriented)
3. Pre-Adult Content- Pictures, Videos, etc. of individuals under the age of 18
4. Firearms, Ammunition, High Capacity Magazines, Weapons (Swords, Knives, etc.)
5. Tobacco Products, Smoking Mixtures, or Tobacco Substitutes
6. Drug Paraphernalia
7. Prescription Drugs/Devices, Controlled Substances, Unapproved Drugs, Unapproved Medical Devices, Pseudo-Pharmaceuticals
8. Medical Services and/or Advice
9. Internet Pharmacies
10. Internet Pharmacy Referral Sites
11. Financial Services or Advice (including but not limited to)
    • - Check cashing
    • - Collection agencies or firms involved in recovering/collecting past due receivables
    • - Credit Counseling or Credit Repair Services
    • - Currency exchange o Debt consolidation
    • - Loan or Mortgage Modification
    • - Credit card protection (including identity theft protection)
    • - Money transfer services/Cash Advance (except for regulated Financial Institutions which are acceptable)
    • - Quasi Cash
12. Buyers Clubs
13. Remote Access Services / Technical Support
14. Embassy, Foreign Consulate, or Other Foreign Government
15. Travel Services, including Airfare, Cruises, and Car Rentals
16. Pre-Paid Phone Card or Services
17. “Up-Sell” Sellers
18. Chain Letters
19. Cash Gifting
20. Psychic or astrological readings/consultation
21. Hypnosis and/or subliminal recordings or consultation
22. Replica and/or unlicensed branded goods
23. Gambling, including Prognostication, Lotteries, Raffles, Contests, and sweepstakes
24. Offering a Free Gift, Prize or Contest/Sweepstakes entry as an inducement to purchase their product or service
25. Multi-Level Marketing Companies
26. Inbound Telemarketing Companies that receive calls as the result of post cards or similar mailings (as opposed to catalog or media advertising)
27. Outbound Telemarketing Companies
28. Direct Marketing- Subscription Sellers
29. Infomercial Sellers
30. Selling Products/Services as an Agent for a Third Party
31. Sellers offering Substantial Rebates or Special Incentives that are awarded to the cardholder subsequent to the original purchase
32. Negative response marketing techniques by any type of seller (i.e. customer is automatically charged if they don’t return the merchandise at the end of the free trial period)
33. Sites that promote Hatred, Racism, or Religious Persecution
34. Non-Accredited Certification Test Exams, Academic Degrees, or Diplomas
35. Matrimonial sites, “Find-A-Bride”, etc.
36. Cultural artifacts, Antiquities, and Native American Artifacts
37. Police and other Government Identification and Equipment
38. Fulfillment Centers
39. “Get-rich-quick” schemes
40. Medical Benefits packages
41. Medical Marijuana
42. Pseudo-pharmaceuticals (anti-aging pills, sex nutrients, etc.)
43. Sports forecasting or odds-making
44. Extended warranty companies
45. Audio/video text
46. Products that promote or facilitate illegal activity
47. Newsgroups and/or file sharing services
48. Radar and/or cellular jammers or boosters
49. Legal services and/or advice
50. Phone unlocking/“jailbreaking”, modification chips, unlock codes
51. Cyberlockers
52. Restricted products/services are ones which we will support, but with additional documentation and/or differing terms.
53. Events, Seminars, and other live events
54. Essay/Thesis writing services
55. Dating/Social networking
56. Accommodations
57. Branded Products
58. Donations

Prohibited Merchants

• • • Sellers Engaged in Activity Prohibited by the Card Brands
  • • Sellers or Principals listed on MATCH
  • • Seller, Principal or related entities previously identified by any Card Brand for deceptive practices or any other violation of Card Brand rules.
  • • Sellers in any Card Brand excessive chargeback or fraud program or sellers with chargeback or fraud rates over 1%
  • • Sellers that use tactics to evade any Card Brand excessive chargeback or fraud monitoring programs
  • • Sellers up-selling or cross-selling products of other sellers and then sharing the cardholder data with the third party or receiving cardholder data from third parties (Data Pass).
  • • Sellers splitting the sale across multiple transactions
  • • Merchants providing products/services that fall under the 5967 MCC